Voice transaction capture
Describe several purchases, a recurring subscription, and money lent to someone in one sentence. Honest Expenses separates them into individual categorized drafts for review.
Honest Expenses
Honest Expenses is a personal income and expense tracker for browser, phone, and Telegram use. It helps individuals and groups record transactions through text, voice, receipts, or Telegram, review categorized drafts, and analyze spending without connecting a bank account.
Income and expense tracking across web, phone, and Telegram
Honest Expenses is an income and expense tracker for recording transactions in a browser, on a phone, or through Telegram. It supports manual entry, voice notes, receipt photos, and Telegram messages, with categories and drafts designed to let you check transactions before saving them.
The service is built around keeping bank accounts disconnected: users enter or capture their own transactions, then review reports for selected periods and compare results month over month or year over year. It also includes an assistant for questions and proposed changes, plus shared projects for expenses involving multiple people.
Features
Receipt scanning
Photograph a receipt to extract its line items into transactions. Items can be split by category before you save them.
Browser, phone, and Telegram access
Record spending manually or through the Telegram bot and Mini App. Telegram entries appear in the app, with common category choices available in the bot workflow.
Reports and assistant queries
View reports for any period and compare spending month over month or year over year. The assistant can return amounts and charts in the language used for the question.
Controlled transaction edits
Ask the assistant to propose transaction changes, such as moving Uber rides to a category. It waits for confirmation, and changes can be undone.
Shared projects
Create separate ledgers for trips, a flat, or a family budget. Invite editors or read-only participants by link, track who added each row, and receive activity notifications.
Use cases
Fast personal logging
Speak a sentence containing several purchases while they are fresh. Review the resulting categorized drafts and save only the transactions that are correct.
Receipt-based household tracking
Photograph a paper receipt after shopping and turn its lines into categorized transactions, including separate grocery and household amounts when needed.
Periodic spending review
Ask for spending totals or comparisons for a chosen period, then use the returned amounts or charts to understand categories such as food or transport.
Shared trip or household expenses
Create a project for a trip or family budget, invite participants with different access levels, and see who added each expense along with project activity.
External AI-assisted analysis
Connect the product to Claude or ChatGPT through its MCP connector, ask about spending in that AI client, and approve proposed changes in the chat before they run.
Pros and Cons
Pros
- Multiple input methods: manual entry, voice, receipt photos, and Telegram.
- Draft-and-review workflow gives users a checkpoint before transactions are saved.
- Reports support arbitrary periods and month-over-month and year-over-year comparisons.
- Assistant actions require confirmation and can be undone.
- Shared projects support editor and read-only roles with activity visibility.
Cons
- Publicly collected pricing information confirms a seven-day Pro trial but does not provide enough detail to compare plan prices, limits, or billing terms.
- AI-generated entries and receipt extractions require user review before saving, so automated capture is not entirely hands-off.
- The product is designed around user-entered or captured transactions rather than connected bank feeds.
FAQ
How do I get started?
You can sign in with Telegram or email. The site also offers a seven-day Pro trial; the collected pricing page does not specify further plan prices or limits.
Do I need to connect my bank account?
No bank login is required. You can enter transactions manually, send a voice note, photograph a receipt, or use the Telegram bot and Mini App.
How does the review-before-saving workflow work?
Voice input creates separate drafts for items such as purchases, recurring subscriptions, and money lent to someone. Receipt photos can turn receipt lines into transactions, with categories applied or adjusted before saving.
Can the assistant modify my transactions?
The assistant can answer questions with amounts and charts. Requested changes are presented as a plan and only run after you tap Confirm; changes can be undone afterward.
Can I use it for shared expenses?
Projects provide a separate shared ledger for a trip, household, or family budget. People can be invited by link as editors or read-only users, and entries show who added them.
Quick Facts
- Category
- Personal finance and expense tracking
- Access
- Browser, phone app, Telegram bot and Mini App
- Input methods
- Manual entry, voice notes, receipt photos, and Telegram messages
- Bank connection
- Not required
- Collaboration
- Shared projects with editor or read-only access
- Trial
- Seven-day Pro trial; no card is stated as required
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