Keeper

What is Keeper?

Keeper is an IRS-authorized tax preparation platform with AI analysis and human tax experts to help individuals and small businesses file returns. The core purpose is to support filers with complex tax situations while providing an expert-reviewed workflow before submission.

The site positions Keeper as an IRS authorized e-File provider. Users can upload prior-year tax information, connect financial accounts for expense categorization, and receive additional guidance from an AI tax assistant with human experts available for more complex questions.

Key Features

• IRS-authorized e-File: Prepares returns for electronic filing through an authorized provider.
• AI analysis of prior returns to flag missed opportunities: Upload last year’s tax return for AI to identify potential missed tax savings opportunities.
• Automatic categorization of deductible expenses (via connected accounts): Securely connects up to 10 bank or credit cards (via Plaid) so the system can flag and categorize tax-deductible expenses using a patented AI-powered algorithm.
• Return preparation with extensive automated checks: The platform performs 300+ checks aimed at identifying qualifying credits and deductions during preparation.
• AI tax assistant plus human expert support: An AI assistant trained on tax law materials provides instant guidance, while human tax experts are available for extra-complex questions.
• Expert review before filing: Every return is reviewed and signed by a tax pro prior to being filed, with a stated “100% accuracy guaranteed.”

How to Use Keeper

1. Get started free and choose the type of tax situation you’re working with (e.g., individual, S-Corp, rental property, K-1s, investments, dependents).
2. Upload last year’s tax return (when available) so AI can analyze for potential missed opportunities.
3. Connect financial accounts (up to 10 bank/credit cards) through Plaid to help auto-categorize deductible expenses.
4. Drop off your tax forms for Keeper to prep your return using automated checks.
5. Use the AI assistant for questions as you work, and book a call for 1:1 help on complex items.
6. Proceed to expert review and e-File once a tax professional reviews and signs the return.

Use Cases

• Freelancers and self-employed filers looking to capture business deductions: Connect bank/credit card accounts to auto-flag and categorize deductible expenses, then rely on 300+ checks during preparation.
• Homeowners and filers claiming credits/deductions: Prepare returns with automated checks targeting qualifying credits and deductions (e.g., mortgage interest and other itemized or credit-based benefits mentioned on the site).
• S-Corp owners managing elections and business income: Use the platform’s workflow for S-Corp-specific needs, with human tax pro review for items that may require expert judgment.
• Rental property and investment filers with multiple income streams: Support multiple categories (e.g., rental income, investments, and K-1s as listed on the site) while receiving AI and expert review.
• Filers with dependents or household-related tax items: Use Keeper’s preparation process for common dependent-related credits and deductions while having professional review before filing.

FAQ

• Is Keeper an IRS-authorized e-File provider? The site states that Keeper is an IRS authorized e-File Provider.

• Do I need to connect bank/credit card accounts? Keeper’s expense categorization uses secure connections through Plaid and supports connecting up to 10 bank/credit cards. The site also describes a workflow where you can “drop off” tax forms for preparation, so account linking may be part of the process rather than the only input.

• What does the AI do during tax preparation? The platform analyzes prior-year returns for missed opportunities, flags and categorizes deductible expenses from connected accounts, and runs 300+ checks during preparation.

• Is there human review before filing? Yes. The site states that every return is reviewed and signed by a tax pro before submission.

• Can I get help if my questions are complex? Keeper offers an AI tax assistant for instant guidance and notes that human tax experts are always on standby for extra complex questions, with 1:1 calls available.

Alternatives

• Traditional CPA or tax preparation firms: Often provide full human preparation and review, but may involve a less automated workflow for expense categorization and automated checks.
• Self-serve tax software platforms (online DIY): Typically focus on user input and guided forms; they may not include the same combination of AI analysis plus mandatory tax-pro review before filing.
• Other tax platforms combining automation with expert review: Similar category alternatives may blend software-assisted preparation with professional review, but workflows (e.g., how much AI analysis is used and how guidance is delivered) can differ.
• Accounting/bookkeeping tools plus separate tax preparation: Users may handle transaction categorization in accounting tools and then prepare taxes elsewhere, changing the workflow compared with an integrated tax platform.