Bank accounts and transaction import
Create bank accounts manually, import transaction history from CSV, PDF, OFX/QFX, camt.053, or pasted text, and optionally auto-sync through Wallet by BudgetBakers for supported banks.
Assetli
Assetli is an AI-powered personal finance platform for tracking bank accounts, budgets, investments, and other assets in one dashboard. It supports transaction imports, calculators, and Claude or ChatGPT connections for conversational financial analysis.
AI-powered personal finance management
Assetli is an AI-powered personal finance platform for people who want to track everyday spending, investments, and larger assets in one place. It combines manual account setup with transaction imports, budgeting, portfolio tracking, and calculators for decisions such as rent versus buy, debt payoff, and retirement planning.
The product is organized around a unified financial dashboard and supports multiple asset types, including bank accounts, stocks, ETFs, crypto, real estate, vehicles, subscriptions, loans, and other tracked valuables. Its AI layer connects to Claude or ChatGPT through MCP so users can ask questions about their data and, according to the site, update records through natural conversation.
Core features
Transaction organization and categorization
Use AI categorization, custom rules, filterable transaction views, and savings envelopes to organize spending and track balances across accounts.
Investment portfolio tracking
Track stocks, ETFs, crypto, pension funds, and other assets in one place, with portfolio analytics, strategy calculators, dividend tracking, and goal progress monitoring.
Budget planning and analysis
Plan monthly budgets by amount or share of income, apply the 50/30/20 rule or envelope method, monitor pace versus plan, and review budget analytics.
Real-world cost tracking and calculators
Model housing and vehicle costs with calculators and tracking for energy bills, solar savings, depreciation, mileage, trip logs, and buy-versus-rent or car-change decisions.
AI assistant connection
Connect with Claude or ChatGPT through MCP so an AI assistant can read your financial context and, according to the site, also update data in your account.
Practical ways to use Assetli
Household cash flow tracking
Use the dashboard to combine checking, savings, and investment accounts, then review balances, income, spending, and recent transactions without switching between separate banking apps.
Budget control and spending review
Set category budgets, watch spending pace against the month’s plan, and use threshold alerts and rollover behavior to stay within limits.
Portfolio and goal monitoring
Track stocks, ETFs, crypto, and pension funds together, then monitor goal progress, dividends, and performance over time.
Property and vehicle cost tracking
Estimate the real cost of a home or vehicle by logging energy bills, maintenance, depreciation, mileage, trips, and related expenses.
AI-assisted financial Q&A
Ask Claude or ChatGPT questions about your finances, or update account data through natural conversation when connected through MCP.
Pros and Cons
Pros
- Covers a wide range of financial records, from bank accounts and budgets to investments, property, vehicles, and subscriptions.
- Supports multiple import methods, including CSV, PDF, OFX/QFX, camt.053, pasted text, and auto-sync through Wallet by BudgetBakers.
- Includes practical planning tools such as the 50/30/20 budget view, envelope-style savings, rent-versus-buy, debt payoff, and retirement calculators.
- Connects to Claude or ChatGPT through MCP for conversational questions and data updates.
- Offers a free tier and a 30-day Premium trial, with paid plans for individuals, families, and higher-usage households.
Cons
- Some capabilities depend on external AI assistants or supported bank-sync workflows, so the setup may vary by user and region.
- The site does not clearly publish a complete list of every supported bank or every third-party data connection on the pages provided.
FAQ
Can I try Assetli for free?
Yes. The pricing page says you get a 30-day Premium trial when you sign up, and then you move to the Free plan unless you upgrade.
What happens after the 30-day trial ends?
After the trial, your account remains on the Free plan with your data intact. You can continue using the free tier or upgrade to Premium or Max later.
Can I cancel my subscription anytime?
Yes. The pricing page states you can cancel anytime and that there is a 30-day money-back guarantee.
How does Assetli handle privacy and data security?
Assetli says its data is encrypted at rest and in transit, and that it is GDPR compliant. The site also says it does not see your chats or AI interactions when you use Claude or ChatGPT through your own account.
Which AI assistants can Assetli connect to?
The site says Assetli works with Claude and ChatGPT, and its feature pages also mention Gemini for certain import and AI connection workflows.
Quick Facts
- Category
- AI-powered personal finance platform
- Website
- assetli.app
- AI assistants
- Claude, ChatGPT, and some Gemini workflows
- Import methods
- CSV, PDF, OFX/QFX, camt.053, pasted text, and auto-sync via Wallet by BudgetBakers
- Pricing
- Free plan, 30-day Premium trial, paid Premium and Max plans, plus lifetime options
- Primary use
- Track money, budgets, investments, and assets in one dashboard
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