Self-hosted gateway setup
Deploy a PayRam gateway on your own VPS and connect it to OpenClaw through the hosted MCP server. The setup flow is presented as script- or prompt-driven rather than account-based.
PayRam
PayRam for OpenClaw is self-hosted payment infrastructure for agents to create payment links, invoices, and crypto or card checkout in messaging channels.
OpenClaw payment infrastructure
PayRam for OpenClaw is self-hosted payment infrastructure that lets an OpenClaw agent create payment links, generate invoices, and accept crypto or card payments inside messaging channels. The source positions it as a way to turn an agent into a payment processor that can operate in WhatsApp, Telegram, Discord, email, and other channels OpenClaw can reach.
The pages emphasize a setup model that avoids PayRam account creation, signup, KYB, and merchant onboarding. Instead, users deploy the gateway on their own server, connect it through MCP, and direct funds to a wallet they control. The same stack is described as working for human customers and agent-to-agent payments, with stablecoin settlement and card-to-crypto conversion called out in the source.
Core capabilities
Link and invoice creation
Generate payment links and invoices from the agent, then share them inside chat or email. The source shows both human-facing checkout links and agent-to-agent payment flows.
Crypto and card acceptance
Accept stablecoins and crypto, with source examples including USDC, USDT, BTC, and ETH. The pages also describe card payments that are converted to crypto settlement.
Messaging-channel checkout
Route payments through messaging channels such as WhatsApp, Telegram, Discord, Slack, iMessage, Signal, and email. The product is presented as a payment processor that lives inside those conversations.
Agent-accessible payment tools
Use MCP tools such as `create_payment`, `generate_invoice`, `get_balance`, `send_payment`, and `test_connection`. These are exposed so the agent can discover and use payment actions directly.
Self-custody workflow
Sweep funds to a wallet you own and keep deposit keys off the server. The source frames the system as non-custodial and emphasizes on-chain contract handling.
Practical use cases
Telegram commerce bot
An OpenClaw agent can generate a payment link in a Telegram conversation, wait for on-chain confirmation, and then complete the customer request without leaving the chat.
Chat-based storefront
A WhatsApp-based storefront can take a customer request, produce an invoice, and accept card payment that settles as crypto in the owner’s wallet.
Paid community access
A Discord community can gate premium access behind payment, verify settlement on-chain, and assign or revoke access automatically.
Invoice and billing workflow
A freelancer or small operator can issue invoices by email, track payment status, and send receipts after confirmation.
Agent-to-agent commerce
An AI agent can charge another agent or service for API access or data using MCP tools and autonomous payment links.
Pros and Cons
Pros
- Works as self-hosted infrastructure rather than a hosted merchant account.
- Supports payment flows across multiple messaging channels, including WhatsApp, Telegram, Discord, Slack, iMessage, Signal, email, and web checkout.
- Includes MCP-based agent tooling for creating payments, invoices, balance checks, payouts, and connection tests.
- Describes both human and agent payment workflows, including card-to-crypto conversion and stablecoin settlement.
- Keeps funds in a wallet you control and frames the system as non-custodial.
Cons
- Pricing details are not published on the pricing page content provided.
- The setup flow still includes initial server provisioning and, in the testnet guide, a human gas-funding step for contract deployment.
- The public pages are stronger on payment workflows than on a full integration matrix or operational limits.
FAQ
Do I need a PayRam account or merchant onboarding?
PayRam is positioned as self-hosted payment infrastructure for OpenClaw. The source says there is no PayRam account, signup, KYB, or merchant account required, but an initial VPS setup and contract deployment still require human action.
How does PayRam handle custody and fund safety?
The source says the gateway is deployed on your own server and does not store the keys used to accept or sweep funds. Payments are handled through on-chain smart contracts, while your wallet remains under your control.
What does setup look like for OpenClaw users?
The OpenClaw pages describe one-command or prompt-based setup, including connecting to the MCP server, deploying PayRam on an Ubuntu VPS, configuring wallet settings, and generating payment links. The stablecoin setup page shows the flow can include a small gas-funding step for testnet deployment.
Which channels are supported?
The source highlights WhatsApp, Telegram, Discord, Slack, iMessage, Signal, web checkout, email, and MCP-based agent workflows. It does not provide a complete platform matrix or full integration list for every channel.
How is PayRam priced?
The pricing page does not show pricing details. It currently points users to self-hosted payments, AI agent payments, card-to-crypto, documentation, the blog, and contact options rather than published plan tiers.
Quick Facts
- Category
- Self-hosted payment infrastructure
- Primary use
- OpenClaw payment processing via chat and agent workflows
- Channels named in source
- WhatsApp, Telegram, Discord, Slack, iMessage, Signal, email, web checkout
- Payment types mentioned
- Crypto, stablecoins, and card-to-crypto settlement
- Deployment model
- Self-hosted on your own VPS with MCP support
- Source domain
- payram.com
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